Heritage commerce bank - Get the latest Heritage Commerce Corp. (HTBK) real-time quote, historical performance, charts, and other financial information to help you make more informed trading and investment decisions.

 
Commerce Bank Branch & ATM. 1460 S Jefferson Ave. Lebanon, MO 65536. (417) 532-2161.. Learning the guitar

The system conversion from Commerce Bank of Arizona and Bank 34 to Southwest Heritage Bank will begin Friday, 03/22/24 at 3:00pm CT and will be complete Monday, 03/25/24 at 10:00am CT. During this transition period, all Business and Consumer Online Banking Applications including Bill Pay, Mobile and Remote …Heritage Bank of Commerce Hollister branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Hollister, San Benito county, California for over 9 years. Hollister office is located at 351 Tres Pinos Road, Suite 102a, Hollister. You can also contact the bank by calling the branch phone …Esfand 14, 1402 AP ... PHOENIX, March 4, 2024 /PRNewswire/ -- Bancorp 34, Inc. and CBOA Financial, Inc., the parent companies of Bank 34 and Commerce Bank of Arizona, ...HOA Client Services Officer. Heritage Bank of Commerce. Mar 2023 - Present 11 months. San Jose, California, United States.E-commerce is used by consumers and businesses to exchange goods and services via the Internet, according to Sell Online. Different forms of e-commerce include business-to-business...Commerce Bank Branch & ATM. 1460 S Jefferson Ave. Lebanon, MO 65536. (417) 532-2161.4 days ago · × Funding Description. Security: Description: Exchange: SYMBOL: Common stock, $0.01 par value: EXCHANGE Heritage Bank of Commerce in San Jose, CA » 2 Locations. Heritage Bank of Commerce. San Jose, CA. 1. Focus Business Bank Branch. Address: 10 Almaden Boulevard, Suite 150. San Jose, CA 95113. Get Directions. Sep 5, 2023 · The Client Services Banker I is the employee in the branch who is primarily responsible for opening new accounts, handling customers’ depository transactions (cash and non-cash teller transactions) and responding to client inquiries. Pay range: Base Compensation is dependent upon role, experience, and skill set: Min- $19.24/hr Max- …SAN JOSE, Calif., July 18, 2022 (GLOBE NEWSWIRE) -- Heritage Bank of Commerce (the “Bank”), a subsidiary of Heritage Commerce Corp. (Nasdaq: HTBK), today announced …Nov 10, 2021 · Heritage Bank of Commerce is a member of the Federal Deposit Insurance Corporation. Story continues For additional information, contact: Jarrod Gerhardt, SVP, Marketing & Communications, 925.287.7884. Heritage Bank serves customers like you. Your neighbors. The couple who owns the storefront across town. The customers we serve bring their unique heritage—and unique needs—to our bank. Meet with your local Heritage Bank Relationship Manager at 927 Commerce Avenue in Longview, WA to find business & personal banking solutions to fit your needs. VP, Relationship Manager at Heritage Bank of Commerce, NMLS ID: 1267038 San Jose, CA. Connect Susan Crocker, C.M. Board Director and champion, arts sector and education ... 888-494-4599. Monday – Friday, 8:00 AM – 5:00 PM PT. *Non-Business Hours Lost, Stolen, Inquiries: 833-221-8633. At this time, your Commerce Bank of Arizona Debit Card will be inactive and should be destroyed. Once this new Bank 34 debit card expires, the reissued card will be a Southwest Heritage Bank debit card. Check Positive Pay - Beginning Tuesday, March 26th, Check Positive Pay decisions must be made prior to 12:00pm CT. SAN JOSE, Calif., Dec. 13, 2021 (GLOBE NEWSWIRE) -- Heritage Commerce Corp (Nasdaq: HTBK), the holding company (the “Company”) of Heritage Bank of Commerce …Jan 28, 2022 · Heritage Commerce Corp, a bank holding company established in October 1997, is the parent company of Heritage Bank of Commerce, established in 1994 and headquartered in San Jose, CA with full ...Heritage Bank. Category Bank & Financial. Address. 1987 First Street View on Google Maps Livermore, CA 94550 (925) 791-4360. visit website. In 2005, Walt Kaczmarek was named President and CEO of both Heritage Commerce Corp and Heritage Bank of Commerce, holding the positions until he stepped down in 2019. In March 2021, he returned to take the helm of the organization. Prior to his time at HBC, Walt was Executive Vice President of Comerica Bank and of Plaza Bank of Commerce from ... Mar 14, 2024 · Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest bearing demand, savings, and ...RG20080970) HERITAGE BANK OF COMMERCE, Defendant and Appellant. This is a putative class action and representative action brought by plaintiffs Nicole DeMarinis and Kelly Patire under the California Private Attorneys General Act of 2004 (Lab. Code, § 2698 et seq.) (PAGA) against defendant Heritage Bank of Commerce (Heritage Bank) for wage and ...Mar 14, 2024 · Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest bearing demand, savings, and ... At Heritage Bank of Commerce, we are always striving to help improve our communities. With a comprehensive approach to financial stewardship, philanthropic giving, and community engagement, we are committed to helping them grow and prosper. In 2021, we directed in excess of 1% of pretax income to donations and sponsorships supporting 170 ... 143 Ahmadu Bello Way, Victoria Island, Lagos State; 0700 HERITAGE; [email protected]; [email protected] Heritage Bank of Commerce Sunnyvale branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Sunnyvale, Santa Clara county, California for over 25 years. Sunnyvale office is located at 333 West El Camino Real Suite 150, Sunnyvale. You can also contact the bank by calling the branch phone number ... Dec 13, 2021 · SAN JOSE, Calif., Dec. 13, 2021 (GLOBE NEWSWIRE) - Heritage Commerce Corp (Nasdaq: HTBK) , the holding company (the “Company”) of Heritage Bank of Commerce (the “Bank”), today announced that the Board of Directors of the Company and the Bank approved the appointment of Robertson (Clay) Jones as President and Chief Operating Officer of the Bank, effective immediately. May 3, 2023 · Heritage Commerce Corp, a bank holding company established in October 1997, is the parent company of Heritage Bank of Commerce, established in 1994 and headquartered in San Jose, CA with full-service branches in Danville, Fremont, Gilroy, Hollister, Livermore, Los Altos, Los Gatos, Morgan Hill, Palo Alto, …Mar 19, 2024 · Relationship Manager at Heritage Bank of Commerce based in Morgan Hill, California. Rebecca Poon Current Workplace . Heritage Bank of Commerce. 2019-present (4 years) Founded in 1994 and headquartered in San Jose, California, Heritage Bank of Commerce is a bank that was created for business …Mar 2, 2024 · Heritage Commerce Corp is a bank holding company for its wholly owned subsidiary Heritage Bank of Commerce (the Bank). It offers a range of range of commercial and personal banking services to ...Senior Vice President / Commercial Team Leader at Heritage Bank of Commerce San Francisco Bay Area. 1K followers 500+ connections See your mutual connections. View mutual connections with Dave ...2 days ago · Business Loans. American Heritage Bank offers a full service line of business banking products, including the following types of business loans: Commercial Revolving Lines of Credit. Accounts Receivable and Inventory Financing. Short-Term Working Capital.Our Contact Centre is here to help you with internet banking, account troubleshooting, card management and lots more. Call our internet banking support line on 1300 722 767 or tap here for live assistance. Manage your accounts in one place with Heritage Bank internet banking. With Heritage Online, bank your way at a time that suits you.SAN JOSE, Calif., Dec. 13, 2021 (GLOBE NEWSWIRE) -- Heritage Commerce Corp (Nasdaq: HTBK), the holding company (the “Company”) of Heritage Bank of Commerce …SAN JOSE, Calif., Dec. 13, 2021 (GLOBE NEWSWIRE) -- Heritage Commerce Corp (Nasdaq: HTBK), the holding company (the “Company”) of Heritage Bank of Commerce … VP, Relationship Manager at Heritage Bank of Commerce, NMLS ID: 1267038 San Jose, CA. Connect Susan Crocker, C.M. Board Director and champion, arts sector and education ... For assistance, contact the SBA PPP customer service team at (877) 552-2692, Monday – Friday, 5 a.m. – 5 p.m. PST. HBC PPP clients with PPP loan amounts over $150,000 should refer to prior PPP Forgiveness emails from HBC for application instructions or contact our PPP support team at [email protected] * for a new HBC Forgiveness Portal ... Jan 26, 2023 · Heritage Commerce Corp, a bank holding company established in October 1997, is the parent company of Heritage Bank of Commerce, established in 1994 and headquartered in San Jose, CA with full ...2 days ago · Customer self-service: Businesses will have access to a wide range of self-service banking capabilities that help them to manage their finances more quickly, accurately, and cost-effectively. Value-added integration: Seamless integration with a comprehensive set of e-commerce, mobile banking and imaging …Visit your local branch. Email us at [email protected]*. Call us at 800-796-4777. *Email is not secure and confidential information should never be emailed. Our team will work with you to understand your unique banking needs and build a suite of products to make managing your funds easier and more convenient.Welcome to the new Western Commerce Bank. We've redesigned our online experience with you in mind! Explore our new site and reach out with any questions. Let us know what you think. Seriously incredible products. for your personal and business life. Trust & Wealth.Jaguar Land Rover, a prominent name in the automotive industry, has made significant strides in its journey from heritage to innovation. Jaguar Land Rover’s roots can be traced bac...5 days ago · Bank: HERITAGE BANK OF COMMERCE: Address: 224 AIRPORT PARKWAY: City: SAN JOSE: Branch: Postcode: 95110: Country: United States: Money Transfer: Save on international fees by using Wise: HERITAGE BANK OF COMMERCE. PREI Bank Code. US Country Code. 66 Location Code. XXX Branch Code. SWIFT …Apr 13, 2022 · Heritage Bank of Commerce is a member of the Federal Deposit Insurance Corporation. For additional information, contact Jarrod Gerhardt, SVP, Marketing & Communications, 925.287.7884.Apr 27, 2023 · Heritage Commerce Corp, a bank holding company established in October 1997, is the parent company of Heritage Bank of Commerce, established in 1994 and headquartered in San Jose, CA with full ...Feb 2, 2024 · Strength, Stability, and Community Service Founded in 1994, Heritage Bank of Commerce is a premier community business bank in the heart of Silicon Valley—a bank founded by businesspeople, for businesspeople. With our expertise, we can understand the challenges you face and what you need to meet those challenges. And as fellow …2 days ago · Certificate Of Deposits (CD’s) CDs are an excellent way to invest for your future needs and receive a competitive fixed rate of return. Regular CDs: 6 and 12 months available with minimum opening deposit of $1,000. 24, 36, 48 and 60 months available with minimum opening deposit of $5,000. Request Information. Senior Premium Checking. *Subject to change at any time. Other fees may apply. Please contact a local branch for more details about fees and account terms. For Lost/Stolen ATM Card or Check, call: 888-494-4599. Sep 6, 2023 · BMO Harris Premier Services clients are eligible for a free 3" x 5" safe deposit box. BBVA Compass. No monthly fee for a small Safe Deposit Box for Business Preferred clients and Premier Personal ...Apr 13, 2022 · Heritage Bank of Commerce is a member of the Federal Deposit Insurance Corporation. For additional information, contact Jarrod Gerhardt, SVP, Marketing & Communications, 925.287.7884. Heritage Bank of Commerce in San Jose, CA » 2 Locations. Heritage Bank of Commerce. San Jose, CA. 1. Focus Business Bank Branch. Address: 10 Almaden Boulevard, Suite 150. San Jose, CA 95113. Get Directions. Heritage Bank of Commerce. Jun 2023 - Present 9 months. San Jose, California, United States. As People & Culture Coordinator I am the first point of contact for all team members. In addition, I ...MANAGE HERITAGE BANK OF COMMERCE ONLINE ACCOUNT · View account balances · Transfer funds between accounts · Pay bills · View images of cleared checks &m...Feb 29, 2024 · Banks - West. $0.498B. $0.243B. Heritage Commerce Corp. is the holding company of Heritage Bank of Commerce, Heritage Bank East Bay, Heritage Bank South Valley and Bank of Los Altos. The company offers a range of loans, primarily commercial, including real estate, construction, Small Business Administration), inventory and …Medicine Matters Sharing successes, challenges and daily happenings in the Department of Medicine Ana Cervantes, senior administrative coordinator for the Johns Hopkins Center for ...Feb 14, 2024 · Heritage Bank serves customers like you. Your neighbors. The couple who owns the storefront across town. The customers we serve bring their unique heritage—and unique needs—to our bank. Meet with your local Heritage Bank Relationship Manager at 927 Commerce Avenue in Longview, WA to find business & personal banking solutions to fit your needs.2 days ago · Customer self-service: Businesses will have access to a wide range of self-service banking capabilities that help them to manage their finances more quickly, accurately, and cost-effectively. Value-added integration: Seamless integration with a comprehensive set of e-commerce, mobile banking and imaging …Heritage Bank of Commerce provides a variety of checking accounts. Find the one that best meets your needs. Basic Business Checking Account. A non-interest bearing checking account available to businesses with low to moderate account activity. Minimum opening deposit $2,500;Feb 14, 2024 · Heritage Bank serves customers like you. Your neighbors. The couple who owns the storefront across town. The customers we serve bring their unique heritage—and unique needs—to our bank. Meet with your local Heritage Bank Relationship Manager at 927 Commerce Avenue in Longview, WA to find business & personal banking solutions to fit your needs.Experience: Heritage Bank of Commerce · Location: San Jose, California, United States · 117 connections on LinkedIn. View Debbie Reuter CRCM’s profile on LinkedIn, a professional community of ...Feb 29, 2024 · Banks - West. $0.498B. $0.243B. Heritage Commerce Corp. is the holding company of Heritage Bank of Commerce, Heritage Bank East Bay, Heritage Bank South Valley and Bank of Los Altos. The company offers a range of loans, primarily commercial, including real estate, construction, Small Business Administration), inventory and accounts receivable ...The system conversion from Commerce Bank of Arizona and Bank 34 to Southwest Heritage Bank will begin Friday, 03/22/24 at 3:00pm CT and will be complete Monday, 03/25/24 at 10:00am CT. During this transition period, all Business and Consumer Online Banking Applications including Bill Pay, Mobile and Remote …Mar 19, 2024 · Founded in 1994 and headquartered in San Jose, California, Heritage Bank of Commerce is a bank that was created for business people and business banking. Discover more about Heritage Bank of Commerce . Martha Minker Work Experience & Education . Number of companies worked for. 1.Are you curious about your family’s history and eager to trace your roots? An ancestry search can provide you with valuable insights into your heritage, helping you understand wher... The system conversion from Commerce Bank of Arizona and Bank 34 to Southwest Heritage Bank will begin Friday, 03/22/24 at 3:00pm CT and will be complete Monday, 03/25/24 at 10:00am CT. During this transition period, all Business and Consumer Online Banking Applications including Bill Pay, Mobile and Remote Deposit Capture, and Voice Response ... Download Heritage Bank of Comm. Mobile and enjoy it on your iPhone, iPad, and iPod touch. ‎Use Heritage Bank of Commerce Personal Mobile Banking for all your banking needs! Access your account information, Bill Pay services and deposit checks via the online banking app. 4 days ago · × Funding Description. Security: Description: Exchange: SYMBOL: Common stock, $0.01 par value: EXCHANGE Apr 23, 2015. Updated Apr 24, 2015 12:57am PDT. In a marriage of two downtown San Jose business banks, Heritage Commerce Corp. announced it would buy Focus Business Bank in a deal valued at $54.8 ...Description: Quarterly filing for electric utilities and natural gas pipeline companies. Group: Regulatory Filing: Depository. Description: Quarterly or semi-annual regulatory filing for bank, savings bank, savings institution, credit union, bank holding company or thrift holding company. Group: Quarterly Report. Description: Quarterly filing for electric utilities and natural gas pipeline companies. Group: Regulatory Filing: Depository. Description: Quarterly or semi-annual regulatory filing for bank, savings bank, savings institution, credit union, bank holding company or thrift holding company. Group: Quarterly Report. Mar 15, 2024 · Bancorp 34, Inc. and CBOA financial, Inc., the parent companies of Bank 34 and Commerce Bank of Arizona, respectively, have announced that, provided the pending merger closes as expected, the combined bank will officially become Southwest Heritage Bank on Mar. 25. Jim Crotty, CEO of Bank 34, said, “After nearly a century of dedicated service ... Export PDF Print view Social Media Sharing Email Alert. Corporate Governance. Expand AllMaricopa, a vibrant city located in Arizona, is not only known for its picturesque landscapes and thriving community but also for its rich cultural heritage. These tribes establish...Aug 29, 2023 · Heritage Commerce Corp is a bank holding company for its wholly owned subsidiary Heritage Bank of Commerce (the Bank). It offers a range of range of commercial and personal banking services to residents and the business/professional community in Alameda, Contra Costa, Marin, San Benito, …2 South Main Street, Sapulpa, OK. Phone: (918) 224-3210 Fax: (918) 224-7689 Time and Temp: (918) 224-4200Feb 14, 2024 · Heritage Bank serves customers like you. Your neighbors. The couple who owns the storefront across town. The customers we serve bring their unique heritage—and unique needs—to our bank. Meet with your local Heritage Bank Relationship Manager at 927 Commerce Avenue in Longview, WA to find business & personal banking solutions to fit your needs.SAN JOSE, Calif., Aug. 29, 2023 (GLOBE NEWSWIRE) - Heritage Bank of Commerce (the “Bank” or “HBC”), a subsidiary of Heritage Commerce Corp (Nasdaq: HTBK) , today announced the appointment of Suzanne Crocker as Senior Vice President, Marketing and Communications. With more than 20 years of experience leading key marketing and …Heritage Bank of Commerce Livermore branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Livermore, Alameda county, California for over 18 years. Livermore office is located at 1987 First Street, Livermore. You can also contact the bank by calling the branch phone number at 925-791-4360Have you ever wondered about the history behind your family name? Many of us take our surnames for granted, but a closer look can reveal a wealth of information about our ancestors...Dec 31, 2021 · Heritage Bank of Commerce is a multi-community independent bank that offers a full range of commercial banking services to small and medium-sized businesses and their owners, managers and employees. We operate through 17 full service branch offices located entirely in the general San Francisco Bay Area of California in the counties of Alameda ...Aug 1, 2023 · SAN JOSE, Calif., July 31, 2023 (GLOBE NEWSWIRE) - Heritage Bank of Commerce (the “Bank”), a subsidiary of Heritage Commerce Corp (Nasdaq: HTBK), today announced the appointment of Susan Just as Executive Vice President and Chief Credit Officer, effective September 7, 2023. She will replace the current Executive Vice …Heritage Commerce Corp Earns a Record $14.0 Million for the Fourth Quarter of 2021, and a Record $47.7 Million for 2021. SAN JOSE, Calif., Jan. 27, 2022 …6 days ago · To help our customers achieve their goals, we offer a complete array of banking services and tools for businesses as well as individuals. Our focus is on our communities: helping customers in our local markets build their heritage. HeritageBankNW.com. Visit your local Heritage Bank at 1000 SW Broadway in …Most Popular Resources. We’ve made things easy for you! Use our “Easy Open” Account Opening to open a new account! Get the new Mobile Banking App and bank on your phone. Or login to Internet Banking to check your account. Don’t have Internet Banking yet, use the self-enroll option to get signed up without ever coming in the bank! Heritage Bank of Commerce has a long history of providing just the right banking solutions to support hundreds of nonprofits throughout the San Francisco Bay Area. Our communities thrive thanks in large part to the tireless work of these many dedicated organizations, and we’re proud to offer customized products and services to help them ... Commerce Bank Heritage branch is one of the 154 offices of the bank and has been serving the financial needs of their customers in Saint Peters, St. Charles county, Missouri since 1980. Heritage office is located at 2700 S Saint Peters Pkwy, Saint Peters. You can also contact the bank by calling the branch phone number at 636-949-8465. Heritage Bank of Commerce Los Altos branch is one of the 17 offices of the bank and has been serving the financial needs of their customers in Los Altos, Santa Clara county, California for over 15 years. Los Altos office is located at 419 South San Antonio Road, Los Altos. You can also contact the bank by calling the branch phone number at 650 ...Updated Aug 2, 2019 12:10pm PDT. Heritage Bank of Commerce, one of the tenants set to be displaced from downtown San Jose’s CityView Plaza, has found a new home for its headquarters. The bank ... Business Digital Banking. Whether you’re a small business owner or a commercial banking client, you need to have access to your accounts anytime, anywhere to stay competitive. At Heritage Bank of Commerce, our online and mobile banking services are designed to offer convenient, secure access from any device, 24 hours a day, 7 days a week. Sep 6, 2023 · BMO Harris Premier Services clients are eligible for a free 3" x 5" safe deposit box. BBVA Compass. No monthly fee for a small Safe Deposit Box for Business Preferred clients and Premier Personal ... Looking for a checking account that meets your needs and preferences? Synovus has you covered with a range of options, from basic to premium, that offer benefits like free online banking, mobile deposits, rewards, and more. Plus, you can count on the support of a trusted partner who cares about your financial goals. Learn more about Synovus checking accounts and find the one that's right for you.

Jan 11, 2018 · Heritage Bank of Commerce is a California state-chartered bank headquartered in San Jose, California and has been conducting business since 1994. Heritage is a multi-community independent bank .... Duck luck casino

heritage commerce bank

Maricopa, a vibrant city located in Arizona, is not only known for its picturesque landscapes and thriving community but also for its rich cultural heritage. These tribes establish... Heritage Commerce Corp.: 2023 Proxy Materials. Print viewEmail Alert. 2023 Proxy Materials. Search. Submit. Search section on site. Entire IR Site Documents Press Releases. Export PDFPrint viewSocial Media SharingEmail Alert. Title. 6 days ago · To help our customers achieve their goals, we offer a complete array of banking services and tools for businesses as well as individuals. Our focus is on our communities: helping customers in our local markets build their heritage. HeritageBankNW.com. Visit your local Heritage Bank at 1000 SW Broadway in … To help our customers achieve their goals, we offer a complete array of banking services and tools for businesses as well as individuals. Our focus is on our communities: helping customers in our local markets build their heritage. HeritageBankNW.com. Visit your local Heritage Bank at 1000 SW Broadway in Portland, OR to find business & personal ... The system conversion from Commerce Bank of Arizona and Bank 34 to Southwest Heritage Bank will begin Friday, 03/22/24 at 3:00pm CT and will be complete Monday, 03/25/24 at 10:00am CT. During this transition period, all Business and Consumer Online Banking Applications including Bill Pay, Mobile and Remote …HERITAGE BANK 927 COMMERCE AVE Longview, WA 98632. 0.00 mi. C&L LICENSING 957 14TH AVE Longview, WA 98632. 0.06 mi. MONEY ACCESS SERVICE 919 15TH AVE Longview, WA 98632. 0.13 mi. PANDA INN 919 15TH AVE Longview, WA 98632. 0.13 mi. ALLIANT, LLC PREMIER ATM 1030 15TH AVE Longview, WA 98632. 0.14 mi.Are you curious about your family’s history and eager to trace your roots? An ancestry search can provide you with valuable insights into your heritage, helping you understand wher...Heritage Commerce Corp and Tri-Valley Bank Agree to Merge. SAN JOSE, Calif., Dec. 20, 2017 -- Heritage Commerce Corp (NASDAQ:HTBK) (“Heritage”), the …Description: Quarterly filing for electric utilities and natural gas pipeline companies. Group: Regulatory Filing: Depository. Description: Quarterly or semi-annual regulatory filing for bank, savings bank, savings institution, credit union, bank holding company or thrift holding company. Group: Quarterly Report.Founded in 1994, Heritage Bank of Commerce is a premier community business bank in the heart of Silicon Valley; a bank founded by businesspeople, for businesspeople. With our expertise, we can understand the challenges you face and what you need to meet those challenges. And as fellow businesspeople, we care …Controller at Heritage Bank of Commerce San Jose, California, United States. 5 followers 4 connections See your mutual connections. View mutual connections with May ...Help us improve the DFPI website! Share your feedback. Last updated: Sep 15, 2022 @ 9:45 am. CA.gov · Accessibility · Language Access Complaints · Site Map&nbs...Dey 13, 1401 AP ... The central problem underlying Heritage's notice failure is that, without sending notice to the proper place, Zurich never actually knew about ....

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